Do you know what credit actually is
What is credit: Credit is a contract agreement in which a borrower receives a sum of money or something of value.
The power of credit: Credit is part of your financial power. It helps you get the things you need now.
What is a credit card: When you think of credit, you might first think of credit cards.
Credit worthiness: Credit can also refer to the creditworthiness or credit history of an individual or a company.
Credit history: Your credit history is a record of your borrowing and responsible repayment of debts.
Payment history: Payment history is the most important factor making up your credit score.
Credit score: A credit score or rating is an indicator of a person's creditworthiness, or their ability to repay debt.
High credit score:How well you manage something like a credit card will affect your credit rating.
How to achieve a good credit rating: Establishing good credit habits is essential in order to build and improve your credit history and credit score.
Practice fiscal management: Paying bills on time and managing your debt-to-income ratio helps establish good credit habits.